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Terms of use / disclaimer

By accessing this website ("ICBC Website") you agree to be legally bound by these terms of use / disclaimer ("Terms of Use"). Please also consult the applicable additional legal information for your relevant country.


If you do not agree to these Terms of Use, do not proceed to further web pages of the ICBC Website.

These Terms of Use as well as the information and materials contained in the ICBC Website are subject to change from time to time without notice.


Access Subject to Local Restrictions

The ICBC Website and all information and functionality contained within it are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (2) such distribution is prohibited without obtaining the necessary licenses or authorisations by the relevant branch, subsidiary or affiliate office of ICBC and such licenses or authorisations have not been obtained.


Services and Products

Products and services displayed on the ICBC Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.

Any materials available on the ICBC Website have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. Any report available on the ICBC Website is published for information purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgement. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of UBS as a result of using different assumptions and criteria. ICBC is not under any obligation to update or keep current the information contained herein.

No Offer

The information contained in the ICBC Website is just for informational purposes. No information published on the ICBC Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

ICBC does not intend to provide investment, legal or tax advice through the ICBC Website and does not represent that any securities or services discussed are suitable for any investor.

When making a decision about your investments, you should seek the advice of a professional financial advisor.

Forward Looking Statements

The ICBC Website may contain statements that constitute "forward looking statements". While these forward looking statements may represent ICBC' judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from ICBC's expectations. ICBC is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.

No Warranty

The information and materials contained on the ICBC Website are provided "as is" and "as available". ICBC makes no representations or warranties of any kind, either express or implied, with respect to the information and functionality contained in the ICBC Website, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, ICBC does not warrant the accuracy, timeliness, completeness, reliability or availability of the ICBC Website or the information or results obtained from use of the ICBC Website, or that the ICBC Website is virus-free or error-free.

No Liability

To the fullest extent permitted by law, in no event shall ICBC or any of its directors, employees or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of these web pages, even if ICBC has been advised of the possibility of the same.